How Federally Insured Reverse Mortgages Affect the Credit Outcomes of Older Adults
The Journal of Consumer Affairs
2020

Stephanie Moulton's paper explores how extraction of home equity through the federally insured Home Equity Conversion Mortgage (HECM) affects the credit outcomes of older adults. 

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Debt Stress and Debt Illusion: The Role of Consumer Credit, Reverse and Standard Mortgages
The Journals of Gerontology
2020

Stephanie Moulton's study examines the relationship of debt stress and reverse mortgage borrowing and compares it to stress from standard mortgages and consumer debt.

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Are Foreclosure Spillover Effects Universal? Variation over Space and Time
2020

This study reviews the spillover effect of foreclosures on nearby housing prices over space and time employing geographically weighted regression, which allows modeled relationships to vary locally within a geographic area.

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