Caezilia Loibl

Author Caezilia Loibl and colleagues find that a scarcity mindset significantly increases the likelihood of using alternative financial services, regardless of income level.

Author Caezilia Loibl and colleagues examine how social media use during the COVID-19 pandemic contributed to financial hardship, highlighting fear of missing out as a key factor in worsening financial outcomes.

Caezilia Loibl's publication identifies that individuals with a stronger scarcity mindset are more likely to engage in risky investments such as cryptocurrency, even after accounting for other established determinants of investment behavior.

Caezilia Loibl examines that while U.S. military households have homeownership rates similar to civilians, younger post-Vietnam servicemembers accumulate less housing wealth, with financial stress and frequent relocations shaping their ability to build home equity.

Author Caezilia Loibl and colleagues find that messaging focused on climate change and energy affordability increases public support for renewable energy policies, while energy independence appeals have more limited and audience-specific effects.

PhD graduate Patthew Pesavento and professors Cäzilia Loibl and Stephanie Moulton published an economic evaluation study of 166,285 adult patients finding a higher probability of adverse financial outcomes among patients with type 2 diabetes.

Caezilia Loibl examines that for young adults who follow social media influencers, fear of missing out is associated with lower overall wellbeing, but this effect is partly mitigated by parasocial interactions that contribute positively to social, psychological, and financial outcomes.

Caezilia Loibl's publication finds that most U.S. households lack adequate financial protection against the death of an income earner, with life insurance product type playing a more consistent role than financial knowledge in determining financial preparedness.

Madeleine Drost and Caezilia Loibl examine that during the initial COVID-19 wave in the United States, emergency savings were a key predictor of loneliness among older adults, with financial liquidity constraints shaping loneliness similarly across socioeconomic groups.

Stephanie Moulton and Caezilia Loibl explore why some older adults claim Social Security benefits early and whether the level of an individual’s financial stress prior to the claiming decision is associated with a benefit claim at age 62.

Caezilia Loibl and Stephanie Moulton examine the extent to which credit cards, other consumer debts, and mortgage debt increase financial stress.