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The Role of Consumer and Mortgage Debt for Financial Stress
Urban Policy and Housing
November 10, 2020
This study in the journal of Aging and Mental Health examines the extent to which credit cards, other consumer debts, and mortgage debt increase financial stress.
How Federally Insured Reverse Mortgages Affect the Credit Outcomes of Older Adults
Urban Policy and Housing
September 22, 2020
  This study, published in the Journal of Consumer Affairs, examines how the extraction of home equity through the federally insured Home Equity Conversion Mortgage (HECM) affects the credit outcomes of older adults. 
Debt Stress and Debt Illusion: The Role of Consumer Credit, Reverse and Standard Mortgages
Urban Policy and Housing
September 18, 2020
This study examines the relationship of debt stress and reverse mortgage borrowing and compares it to stress from standard mortgages and consumer debt.
Are Foreclosure Spillover Effects Universal? Variation over Space and Time
Urban Policy and Housing
July 25, 2020
This study reviews the spillover effect of foreclosures on nearby housing prices over space and time employing geographically weighted regression, which allows modeled relationships to vary locally within a geographic area.
Does Temporary Mortgage Assistance for Unemployed Homeowners Reduce Longer Term Mortgage Default? An Analysis of the Hardest Hit Fund Program
Urban Policy and Housing
April 20, 2020
This paper analyzes the longer term effects of temporary mortgage payment subsidies on mortgage default. 
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