Stephanie Moulton's paper explores how extraction of home equity through the federally insured Home Equity Conversion Mortgage (HECM) affects the credit outcomes of older adults.
Stephanie Moulton's study examines the relationship of debt stress and reverse mortgage borrowing and compares it to stress from standard mortgages and consumer debt.
This study reviews the spillover effect of foreclosures on nearby housing prices over space and time employing geographically weighted regression, which allows modeled relationships to vary locally within a geographic area.
